Daily Archives: December 16, 2013

Motivational Monday 12/16

Motivational Mondays

 
 
Wow so its already December?? this year flew… right? Thankfully my mini break rejuvenated me just in time to accomplish a few more things before 2013 comes to an end. I hope you guys are doing a few things to keep you inspired, rejuvenated and to give you that extra steam you need to finish the year on a great note. If not, here’s some motivation to get your week started right.

“When you feel like you can’t take anymore…take a moment and become aware of how far you have come, you have come through many storms and hurdles. Realize you can do way more than you give yourself credit for and YOU can achieve so much more.”
 
 
Sending you tons of love
Have a gorgeous day!!
 
 Love Life. Do Good.Live Well
~”C”
 
 
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The PR Girl Toolbox…..

Ready to Begin? First Steps to improving your Finances

ready-set-go

You’re ready to get your finances in order, but where do you start?

I pretty much get this question on a weekly basis and I completely understand. A little while back when during our twitter chat I said that, “looking at your credit report for the first time is like walking into a room and all of you bad financial decisions are hanging out”. It can be absolutely overwhelming. It’s especially overwhelming if you are pretty much starting from zero.

There are many different plans of action one can take, which I think are relative to your situation. While retirement is extremely important I think that establishing good financial habits and a budget is even more important.

The first thing I recommend that people do is become employed or establish a regular form of income. To accomplish your financial goals you will need… finances. Underemployed is different and can be an issue on it’s own but the important thing is to become employed so that you can take care of your necessities (rent, food, transportation, child care, etc.).

oneweekbudget

 

Then establish a budget. I highly recommend my friendtor (Friend +Mentor) Tiffany “The Budgetnista” Alliche book The One week Budget which you can purchase on Kindle for less than $1 here . I highly recommend this book and often refer to it myself.

For this step you should be very familiar with your credit report so that you can identify debts owed and the amounts. This will be key in determining a “get out of debt plan”. Be patient and just know that getting out of debt often takes longer than it did to get into debt, but it is more than possible.

Next begin putting away what you can afford to towards your emergency fund.When I say what you afford to that doesn’t mean only putting aside $25 a month because you have $100 on the side for your Fun Fund.  Establishing an emergency fund is essential. I recall after graduating from college I was laid off from 2 jobs. One went bankrupt and the other one reorganized after coming out of bankruptcy. Job security is not what it was for our parent’s and grandparents. It is important that you are prepared for what ever may happen. The amount you put aside each month should take into account how much of your current income you will need to pay off your debts. For example, currently I put aside roughly $300 per month and hope to boost that to $500 by next year.

While you should be concerned with investing, unless your job has a matching program which would essentially mean free money, focus on getting your savings together and your debt down.  One thing I’ve learned since doing this is that you will need your emergency fund before your retirement account.

Once you get a grip on the basics, then begin visiting your investment and retirement options.

Also remember, more people have issues with finances than those that don’t. I know a lot more financial messes than I know successes. Find a finance buddy and hold each other accountable. It’s so much easier when you are working with someone else to accomplish your financial goals.

These are a few quick pointers for anyone looking to get started.

There are so many other resources available on this site and on the sites of my fellow Frugal Fab 5 ladies. Browse around my site and be sure to check out theirs for other valuable information to change your finances and change your life!

Fabulous and Frugal- http://www.fabulousnfrugal.com/

And The Budgetnista- http://thebudgetnistablog.com/

Crystal’s Favorite Holiday Items….

 
 
 
 
Rotating image for Gumdrops collection

SWEETLY SUGARED SHADES

Introducing eight new limited edition matte texture shades designed to give nails a mouth-watering manicure. Gumdrops feature a “sugar-like” finish that lightly shimmers with fine glitter particles for a brilliant candy colored finish.

For Best Results

Gumdrops nail lacquers should always be worn without top coat to achieve the unique textured matte finish.

Gumdrops Nail Designs - Nicole By OPI

 New Nail Art Looks!

Try Gumdrops with nail lacquer…two textures…two tones…too sweet!

http://www.nicolebyopi.com/collection/gumdrops

Moët & Chandon Golden Jeroboam

 moetgold.jpg

French champagne makers Moët & Chandon have released a limited edition Golden Jeroboam for the holiday season. The bottle has been made by an inevitable argenteur located in the left bank of Paris and has been covered with gold by the most skilled artisans in the city to become a more elegant and refined object. As a tribute to the year Moët & Chandon was founded this Jeroboam will be limited to one thousand, seven hundred and forty three editions.

Chandon Limited Edition Sparkling Wine, Blanc de Noirs, Holiday Sparkles 750 ml.

 

http://us.moet.com/celebrate/goldendustcollection.php

Sephora Favorites SuperStars Beauty Must Have Kit

 
Affiliate Link Press SampleGood afternoon loves! So sorry I missed posting yesterday (No worries – The giveaway will be going up later on today!) It was my birthday so I was super busy and spending time with family! Anyways, I have an incredible gift idea for the beauty lover on your list! Every year, Sephora comes out with amazing Holiday kits that are not only awesome but have an incredible price tag.The SuperStars kit is definitely something that every beauty lover must add to their wish list! These kits sell out extremely fast, so if you are interested I highly recommend you grab one! They sold out incredibly fast during the 20% off sale and are constantly getting added back onto sephora.com so keep checking! Or check your local Sephora store! Let’s take a look!

 
The SuperStars kit comes with Sephora’s top selling beauty essentials ranging from makeup to nail polish to fragrance. This exclusive 12 piece beauty kit contains must have products including NINE full size goodies and 3 deluxe samples! 
 
They all come housed in a gorgeous reusable rose gold box
 
 
And when you open it up.. angels begin to sing! 
 
 
Seriously.. Wouldn’t you love to get this under your tree?!
 
 
Included in the kit are as follows :
 
Bumble & Bumble Surf Spray (50ml) (Full Size)
 
Deborah Lippmann Nail Polish in Cleopatra in New York (15ml – Full Size)
 
Smashbox BB Cream in Light (30ml – Full Size)
 
NARS Lipstick in Dolce Vita (3.4g – Full Size)
 
Josie Maran 100% Pure Argan Oil (15ml) (Full Size)
 
Viktor & Rolf Flowerbomb Rollerball (10ml – Full Size)
 
Too Faced Better Than False Lashes Mascara Base, Top Coat & Nylon Fiber – (All Full Size)
 
NARS Blush & Bronzer in Orgasm & Laguna (5g)
 
Origins GinZing Refreshing Eye Cream (15ml – Full Size)
 
Urban Decay Eyeshadow in Sin & Mushroom (1.5g)
 
Anastasia Brow Gel (2.5 ml)
 
Stila Stay All Day Liner in Black (0.5 ml)
 
 
 
 
Avon Ultra Rich Lipstick $8.00 value
avon.com
 
Berry, Berry Nice
666-126
 
Reveal your most color rich lips with new Ultra Color Lipstick. Infused with natural ingredients, the stay true formula nourishes your lips and provides vibrant color. With 55 gorgeous true color shades designed for every skin tone, it’s easy to find your match.
3 Fabulous finishes: Satin, Shimmer & Soft Matte
See your shade instantly with the clear view window.

Lip-nourishing formula with shea butter, omega-3 oil, arctic berry and vitamin E. Conditions and moisturizes lips. .106 oz. net wt.

 
So I’m a New York Girl and only in the Big Apple can you get Amped Up Peanut Butter….
 
New York Superfoods
New York Superfoods Chia Moxie Peanut Butter

Creating a better energy bar was the original inspiration for the founding this New York City company, and when husband-wife athlete power couple Catherine and Jason Walsh discovered chia seeds, they knew they had their star ingredient. They first created raw, vegan Chia Charger bites meant to power workouts, and later they expanded the line to include chia-laced peanut butters, which come in three flavors—classic, coffee, and chocolate—and with a hearty spoonful of omega-3s, protein, and antioxidants. The products are non-GMO verified, but not organic.

 
 

Chai Spice Nut Butter

(Peanuts, Almonds, Wildflower Honey, Cardamom, Clove, Ginger, Cinnamon, Vanilla, Black Pepper, and Sea Salt)

Our Chai Spice nut butter combines American agriculture in the form of peanuts, almonds, and wildflower honey with traditional tea spices of the Indian subcontinent, where “chai” is simply a word for “tea” in Hindi. Like gumbo in Louisiana or peach pie in Georgia, there are as many spiced tea recipes in India as there are families, who pass them down from generation to generation. Our Chai Spice mixture is a traditional Masala Chai blend of cardamom, cloves, ginger, cinnamon, vanilla, and black pepper, which we slowly mix with fresh-roasted, freshly milled peanuts and almonds before adding local wildflower honey and sea salt to create a bright, complex burst of flavor in every spoonful. Megan, who drinks hot chai every morning in the cold months, always had a hard time choosing a favorite Big Spoon nut butter…until now.

 

Rosemary Chocolate Peanut Butter

Mouth says…

Better Off Spread’s small-batch peanut butters all live up to their badass names and eye-catching labels. Natural, tasty and mostly vegan, they’re new staples in our office pantry.

Affectionately dubbed “Every Rosemary Has Its Thorn,” this savory marriage of rosemary and dark chocolate gets officiated by a dash of lemon and sea salt. We promise, no bread is required.

INGREDIENTS

Organic peanuts, organic dark chocolate (organic sugar, organic chocolate liquor, organic cocoa butter, organic soy lecithin, organic vanilla) organic rosemary, organic lemon granules, natural sea salt. Comes in a 9 oz. jar.

 

Pipcorn Holiday Crate
 

 
 No Floss Required
 
“Pipcorn is a hulless variety of popcorn, which means it’s crunchy yet tender. It’s also naturally grown, popped in small batches using extra-virgin olive oil, and extremely tasty. Brother-sister team Jeff and Jen Martin took me up on my suggestion to add flavors like lemon truffle along with their signature rosemary, resulting in one of my very favorite things.”—Oprah
$75 for set of four flavors | PipSnacks.com  

Share Your Favorite Holiday Items….

Holiday Cocktails (Pt 2)…..

Sex in the City Cocktails

Sex in the City Cocktails

Glamour in a glass ~

Moët & Chandon Champagne and SKYY Vodka have created a collection of unique cocktails inspired by the glamorous characters of the film Sex in the City 2.

The Fashionista

3/4 ounce pomegranate juice
3 ounces Moët Impérial
Pink rose petal

Pour the pomegranate juice into the glass. Fill with Moët Impérial. Stir gently with a long spoon. Place a pink rose petal over the drink.

The Player

Champagne Cocktails

1/4 ounce fresh lime juice
1/4 ounce ginger liqueur
3 ounces Moët Impérial
Lime peel slice

Directions ~
Pour the fresh lime juice. Pour the ginger liqueur. Fill with Moët Impérial. Stir gently with a long spoon. Add a lime peel into the glass.

The Socialite

1/2 ounce elderflower liqueur
3 ounces Moët Impérial
Sugar cube

Directions ~
Place the sugar cube into the glass. Pour the elderflower liqueur and fill with Moët Impérial. Stir gently with a long spoon.

The Bombshell

1/2 ounce tangerine juice
1/4 ounce maraschino liqueur
3 ounces Moët Impérial
Maraschino cherry

Directions ~
Place the maraschino cherry into the glass. Pour the tangerine juice followed by the maraschino liqueur. Fill with Moët Impérial. Stir gently with a long spoon.

Vodka Cocktails

Here are their stylish and sexy drink creations!

Glamour Gal
Glamour Gal

2 ounces SKYY Vodka
1/2 ounce fresh lemon juice
1/2 ounce fresh lime juice
1/2 ounce simple syrup or 1 teaspoon sugar
Drop of créme de cassis

Directions ~
Rim a Swarovski martini glass dipped in crème de cassis with sugar. Combine all ingredients in a cocktail shaker with ice. Shake vigorously and strain into the glass. Finish the cocktail with a drop of crème de cassis on top.

Blonde Ambition
Blonde Ambition

2 ounces SKYY Infusions Pineapple
1 ounce fresh lime juice
3/4 ounce triple sec
3/4 ounce créme de cacao
Lime wedge

Directions ~
Combine all ingredients in a cocktail shaker with ice. Shake vigorously and strain into martini glass. Garnish with a lime wedge.

Park Avenue Princess
Park Avenue Princess

1-1/2 ounces SKYY Infusions Grape
3 ounces 7-Up
1/4 ounce fresh lemon juice
1/4 ounce red wine

Directions ~
Squeeze and drop half a lemon into a cocktail shaker. Add SKYY Infusions Grape and 7Up with ice and stir. Strain into a tall collins glass with fresh ice, and float red wine over top of drink.

Red Over Heels
Red Over Heels

2 ounces SKYY Infusions Ginger
1 ounce honey syrup (see below)
3/4 ounce fresh lemon juice

Directions ~
Combine all ingredients in a cocktail shaker with ice. Shake vigorously and strain into a chilled martini glass. Lay lemon peel twirl across the rim of the glass with cocktail pick. For the honey syrup: Combine 1/2 ounce water with 1/2 ounce honey ~ mix well.

Mr. Manhattan
Mr. Manhattan

2 ounces SKYY Infusions Cherry
1/2 ounce Wild Turkey 101 Bourbon
3/4 ounce cola

Directions ~
Combine SKYY Infusions Cherry Vodka, Wild Turkey Bourbon and cola in a cocktail shaker with ice and stir. Pour into a double rocks glass and garnish with a maraschino cherry.

Share Your favorite Holiday Mixers….

As Always Drink Responsibly!!!